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Comparing life insurance
There are different insurance products available to help you cover your income,
debts and lifestyle costs. They all do different things – and they work together
to get you covered for life. Your adviser can help you work out how much, and
which types of insurance are right for you. We’ve put together some
information to get you started.
At Asteron, we only sell our life insurance products through financial advisers.
That’s because we think people should seek advice about something so important.
'Keep your lifestyle' insurance - income protection
Maintain your lifestyle – replaces your income so you can cover your
day-to-day living costs, bills and the mortgage, while you focus on your health.
'Get better' insurance - recovery (trauma)
Focus on the important thing in life - you! – helps pay for the best
treatment and lifestyle changes, while you focus on healing.
‘Modify your lifestyle’ insurance - total and permanent disablement
Insurance to make big changes – helps pay for home modifications, long-term care or to take a new path if you can’t return to work permanently.
‘Family’ insurance - life insurance
Secure the future – helps your family continue to live the lifestyle you’ve
planned together.
'Stay in business' insurance - business expenses
Keep the business running – covers the costs associated with running your
business, while you focus on your recovery.
Get covered for Life!
The different types of insurance work together to give you complete cover.
This is general advice and does not take into account your objectives, financial situation or needs. Before acting on this general advice you should consider the Product Disclosure Statement and the appropriateness of the advice having regard to your situation and consult your financial adviser.